> ## Documentation Index
> Fetch the complete documentation index at: https://help.descript.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Manage and update your payment method

> Add, update, or remove a payment method.

A paid Descript subscription needs a payment method on file, and only the Drive owner can update it in Drive settings.

<Note>
  **Need to add your tax ID or billing details?**

  If you need to add a tax ID, VAT number, or other billing details to your invoice, you'll do this separate from adding your payment method. See [Add billing details and tax ID to your account](/billing-payments-plans/taxid) for more info.
</Note>

## Supported payment methods

Pay for Descript using the following options:

* Credit card and [Link by Stripe](https://support.stripe.com/questions/link-faq) payments are accepted for Hobbyist, Creator, Business, and [Educational/Non-profit plans](/billing-payments-plans/nfp-edu).
* Depending on your location and currency, checkout may also offer Apple Pay, Google Pay, Cash App, Amazon Pay, and other local payment methods.
* Invoice billing is an option available to [Enterprise plans only](/billing-payments-plans/enterprise-plan)

Not every country is supported by Stripe, our payment processor. If your country isn't listed when adding a payment method, see [Stripe's global availability](https://stripe.com/global).

## Pay in your local currency

Outside the United States, checkout may show prices in a local currency based on your location. When more than one currency is available, use the currency selector to choose USD or the local currency.

You're charged in the currency you select. Descript invoices still list plan amounts in USD, and they include the local amount you paid plus the exchange rate used. See [Invoice history](/billing-payments-plans/invoice-history).

Your bank's exchange rate and fees may still apply if you pay with a card that doesn't match the currency you chose.

## How to add or update your payment method

1. Open [App Settings](/account-and-app-settings/app-settings), keyboard shortcut `Command/Control + , (comma)`

2. Go to the **Profile** tab.

3. In the **Billing details** section, click **Edit** next to **Payment method**.

   <Frame caption="Edit the payment method from the Profile tab of the account settings.">
     <img
       src="https://mintcdn.com/descript-5bf56f3f/PCHXsjvSIJj69pdP/images/external/descript-31644905131789-cc52b174a7.png?fit=max&auto=format&n=PCHXsjvSIJj69pdP&q=85&s=8dcd0470c0c34bc18043acde4498d7a1"
       alt="Edit the payment method from the Profile tab of the account settings. Press Esc to
   close."
       width="2524"
       height="1374"
       data-path="images/external/descript-31644905131789-cc52b174a7.png"
     />
   </Frame>

4. You’ll be taken to a new tab where you can select or update your payment method.

5. Once you’ve added the required information, click **Update payment method**.

## Remove your billing and credit card information

Billing details can only be removed from accounts that don’t have an active paid subscription. To remove your payment method, you’ll first need to [downgrade or cancel your subscription](/billing-payments-plans/cancel). Once the billing term has ended, [contact our support team](/connect-with-us/get-help) or reply to an open request to remove your billing information.

## Verification and authorization holds

Whenever you add a new card to your Descript account, our billing provider, Stripe, performs an authorization check to verify the card. This is a temporary $0 or $1 hold, not an actual charge, and it will disappear from your statement automatically. More details on Stripe's authorization process can be found here: [Unexpected \$1 charge on customer's bank statement.](https://support.stripe.com/questions/unexpected-1-charge-on-customers-bank-statement)

### What happens if my card fails authorization?

Rarely, a card-issuing bank may decline the temporary hold if it considers the $0 or $1 amount too low. When this happens, the authorization is returned to Stripe and your card will not be added to your Descript account.

### How to resolve a failed authorization

1. Contact your card issuer and ask them to allow card verification for low-amount holds.
2. After your bank updates its settings, re-add your card in Descript.
3. Once the authorization succeeds, you can proceed with your subscription or purchase.


## Related topics

- [Downgrade or cancel a subscription](/billing-payments-plans/cancel.md)
- [Change my billing cycle](/billing-payments-plans/change-term.md)
- [SquadCast: Frozen and closed accounts](/squadcast/frozen.md)
- [Why has my account been charged?](/billing-payments-plans/why-charged.md)
- [Update SquadCast billing information](/squadcast/billing-info.md)